Terms of Use

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the gotohealthxl.com website (the “Service”) operated by HealthXL® (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of HealthXL® and its licensors.

Privacy & Security

Any personal information that you submit through the Service (for example, via contact forms or newsletter sign-ups) is subject to our Privacy Policy, which is incorporated into these Terms by reference. HealthXL® is committed to safeguarding your information and maintaining its confidentiality. We implement reasonable security measures to protect your personal data; however, you understand that no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security. By using the Service and providing your personal information, you consent to the collection, use, and disclosure of your information in accordance with our Privacy Policy.

Social Media & Newsletter

We may offer you opportunities to interact with us such as through social media platforms or to subscribe to our email newsletter. If you follow or engage with HealthXL® on any third-party social media site (such as Facebook, Twitter, or LinkedIn), your use of those platforms is subject to the terms and policies of the respective platform providers. Content posted by HealthXL® on its social media accounts is provided for general informational purposes and does not constitute medical or professional advice. If you sign up for our newsletter, you consent to receive periodic emails from us, and you may unsubscribe at any time by following the instructions provided in those communications. We will handle any personal information you provide for such subscriptions in accordance with our Privacy Policy.

Links To Other Websites

Our Service may contain links to third-party web sites or services (including, for example, links to the official website of the Centers for Medicare & Medicaid Services (CMS.gov) and to web sites of our parent company’s affiliated businesses) that are not owned or controlled by HealthXL®.

HealthXL® has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that HealthXL® shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. The inclusion of any such external link on the Service does not imply any endorsement by HealthXL® of the linked website or any association with its operators.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

User Conduct

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of or restrict or inhibit the use of the Service by any other user. When submitting information through any forms on this website (such as contact request form), you agree to provide accurate, current, and complete information. You must not misuse the Service by transmitting any unlawful, threatening, defamatory, obscene, or otherwise objectionable content, or by introducing any malware, viruses, or harmful code. You also agree not to attempt to gain unauthorized access to any part of the Service or to disrupt or attack the Service or its related systems. HealthXL® reserves the right to terminate or restrict your access to the Service, without notice, if you violate this User Conduct clause or any other provision of these Terms.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non‐infringement or course of performance.

Governing Law & Dispute Resolution

These Terms shall be governed and construed in accordance with the laws of the State of Michigan, USA without regard to its conflict of law provisions. You agree that any dispute or claim arising out of or relating to these Terms, or your use of the Service will be resolved by binding arbitration. The arbitration shall be administered by a recognized arbitration provider (such as the American Arbitration Association) and conducted on an individual basis in or near Dearborn, Michigan. You further agree to waive your right to a trial by jury and to participate in any class action or class-wide arbitration. The decision of the arbitrator shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.

Last updated: April 1, 2025